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The terms that govern your use of this website and communications with us.
Welcome to Get Your Workers Comp. By accessing this website, submitting a form, requesting a quote, or communicating with us by phone, email, or text message, you agree to the following Terms & Conditions.
If you do not agree with these Terms & Conditions, please do not use this website or submit your information through it.
Get Your Workers Comp is a marketing and client-facing brand used to reach and support Florida business owners and contractors in need of workers' compensation services.
Get Your Workers Comp acts as an independent advisor / independent sales representative in connection with workers' compensation and related business service programs facilitated through OCMI Workers Comp & Professional Services, LLC and OCMI III, Inc. d/b/a PEOPayGo, along with their systems, underwriting relationships, administrative processes, and affiliated service providers.
Get Your Workers Comp is used to communicate with prospective clients, collect quote request information, and help guide businesses through the early stages of the quoting and onboarding process. Final approvals, underwriting decisions, policy terms, pricing, onboarding documentation, and program administration may be handled by OCMI, its systems, and/or the appropriate carrier, payroll provider, or service partner.
Nothing on this website should be interpreted as a guarantee of coverage, approval, pricing, eligibility, underwriting acceptance, or policy issuance.
By using this website, you agree to use it only for lawful business purposes. You agree not to:
We reserve the right to restrict or deny access to this website or its services if misuse is suspected.
Submitting your information through this website does not guarantee:
Any quote, estimate, or general information provided through this website or by communication with us is preliminary unless and until confirmed through the proper underwriting, carrier, payroll, or administrative process. Final terms are subject to review by the applicable provider, carrier, underwriting guidelines, and supporting documentation.
Please be aware that individuals may attempt to obtain sensitive information by falsely claiming to be associated with Get Your Workers Comp, OCMI, or affiliated service providers.
For your protection, we will not ask you to reply directly by email, text message, or phone call with highly sensitive information such as passwords, full payment credentials, or other confidential login information.
Information is generally collected through proper forms, secure submission methods, and approved onboarding channels. You may receive a link from us by phone, email, or text message directing you to complete a form, but you should not send sensitive information by replying directly unless specifically instructed through a secure and verified method.
Because quotes, onboarding documents, and other program-related documents may come directly from OCMI or its systems, you should review communications carefully and verify that they are coming from legitimate business channels before responding or submitting sensitive information.
If you receive suspicious communication claiming to be from us, avoid sharing sensitive information and contact us directly using the contact information listed on our website.
We are not responsible for losses, damages, claims, or expenses resulting from fraudulent third parties impersonating us, OCMI, or any affiliated entity.
Some pages on this website allow you to voluntarily provide information in order to request a quote, ask questions, or communicate with us.
By submitting information through this website, you represent that the information you provide is true, accurate, and submitted by you or with proper authority.
Depending on the form or service, we may collect information such as:
Providing this information is voluntary, but certain information may be necessary for us or our service partners to evaluate your request.
By submitting your information through this website or otherwise providing your contact information to us, you consent to be contacted by Get Your Workers Comp and/or service providers involved in your request, including OCMI Workers Comp & Professional Services, LLC and OCMI III, Inc. d/b/a PEOPayGo where applicable.
You understand and agree that some of these communications, including quotes, onboarding materials, follow-up documentation, or program-related forms, may be sent directly by OCMI or through OCMI-related systems rather than from a Get Your Workers Comp email address.
Message and data rates may apply depending on your wireless carrier.
You may opt out of text message communications at any time by replying STOP to the message received, when applicable.
If you provide us with the phone number or contact information of an employee, representative, or other third party, you represent that you have the authority and permission to provide that information and to authorize communications related to the requested services.
You agree to be responsible for any claims arising from your submission of third-party contact information without proper authorization.
Information provided on this website or through communications with us is for general informational and business assistance purposes only.
Get Your Workers Comp does not provide legal advice, tax advice, or independent licensed insurance agent advice unless expressly stated otherwise under applicable law. Any guidance provided should not be relied upon as legal, tax, regulatory, or formal insurance advice. You should consult your attorney, accountant, licensed insurance professional, or other qualified advisor regarding your specific situation.
This website may reference services, programs, payroll systems, carriers, administrators, or other third-party providers. Those services may be offered, administered, processed, or fulfilled by third parties, including OCMI and its partners.
We are not responsible for:
Your use of any third-party service may also be subject to separate agreements, disclosures, and policies from those providers.
By submitting your information, you acknowledge that we may use your information to respond to your request and, where permitted, to send relevant updates, promotions, and marketing communications related to workers' compensation and related business services.
You may opt out of marketing communications at any time by following the unsubscribe instructions in the communication or by contacting us directly.
We take reasonable steps to protect information submitted through this website. Security measures may include the use of encryption technologies and other commonly used safeguards designed to protect data transmission and storage.
However, no method of transmission over the Internet or method of electronic storage is completely secure. Therefore, we cannot guarantee absolute security.
By using this website, you acknowledge and accept these inherent risks.
All website content, including text, branding, graphics, layout, and other materials on this website, is the property of Get Your Workers Comp and/or its respective owners unless otherwise stated.
You may not copy, reproduce, republish, distribute, or exploit website content without prior written permission.
To the fullest extent permitted by law, Get Your Workers Comp and any related affiliates, contractors, service providers, or partners shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to:
Your sole remedy for dissatisfaction with the website is to stop using it.
You agree to indemnify, defend, and hold harmless Get Your Workers Comp and affiliated service providers from and against any claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys' fees, arising from:
We may update these Terms & Conditions from time to time without prior notice. Any updates will become effective when posted on this page with a revised effective date.
Your continued use of the website after changes are posted means you accept the revised Terms & Conditions.
These Terms & Conditions shall be governed by and interpreted under the laws of the State of Florida, without regard to conflict of law principles.
If you have questions about these Terms & Conditions, you may contact: